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What’s in your wallet? That’s the question TPG Lounge member Russell B. recently asked fellow members of. Or more to the point, Russell wanted to know what keeps a credit card in your wallet once you’ve earned the sign-up bonus…
“Sign-up bonuses can help attract you initially to a card; but, what’s the one perk that keeps you loyal to one particular card in your wallet? Name the card and the perk.” — Russell B.
It turns out most folks have some very specific reasons for choosing a certain card as their primary “go-to” card. In fact, some readers shared more than one reason they wanted a particular card at their fingertips when it comes to being out and about in their neighborhood or in a far-flung destination.
Chase Ultimate Rewards Cards
It’s no surprise that the rich earning environment ofand the great benefits of the are strong reasons to use a Chase card as your choice for everyday earning…
“The CSR was basically made for my lifestyle. Carless, urban profrosessional whose organic spending consists heavily of dining and travel. I was already a discliple of flexible points, having collected MRs since the late 90s and SPG points since the early 00s.” — Megan H.
“Chase Sapphire Reserve: Triple points on travel, travel insurance, and primary car insurance.” — Alex T.
“Ability to compound earning with a.” — Sebastian K.
“Chase Sapphire Reserve for utility of the points and high earning rates for dining and travel. I put all other spend on theto get EQD and EQM on AA.” — Alex B.
“CSR. 3x earning in travel and dining and priority pass (plus transfer partners).” — Ryan F.
“Priority Pass and Price Protection with CSR. I know others have described issues with the price protection, but I’ve “saved” at least $150 in the last year using it!” — Richard B.
“Ease of use of the travel credit for the CSR. Appreciate this so much more after opening the Amex Gold.” — Steve I.
“CSR and its travel protections (primary rental car insurance, flight delay and cancelation, and emergency medical, including medevac).” — Jason M.
American Express and SPG Cards
While most Chase enthusiasts focused on Ultimate Rewards points or the benefits of the CSR, American Express has two separate types of fans. One group of folks loves the tremendous travel perks of…
“Combined with the Delta Skyclub benefit and, I think Amex Platinum is my favourite.” — Mel J.
“AMEX Platinum-lounge access, status with hotels, 5X rewards on travel, uber credits, airline credit.” — Suprotik P.
Others are fans of, which can be transferred to a multitude of airline partners with a 25% bonus when moved in blocks of 20,000 points…
“SPG AMEX for flexibility to use for hotel and airline awards & the transfer bonus if I do need to use as airline points.” — Rita T.
“SPG – Non-bonus spending due towhere I use points for five night stays with fifth night free and due to transfer of 20K SPG to airlines with 5K bonus.” — Ann W.
Citi ThankYou Cards and the Price Rewind Feature
For TPG readers whoor who take advantage of price protection, there’s a clear winner when it comes to which card stays in their wallets…
“4th night free and 24-month warranty extension.” — Ronald W.
“Citi Prestige 4th night free!!” — Kylie M.
“means they pay for themselves year after year and make shopping much more fun!” — Jan K.
“. Already saved me over $7000 this year.” — Brian W.
Whichever is Best For The Occasion
And finally, some readers don’t keep a single card in their wallet, but rather rotate an entire set of cards depending on the situation…
“I’m not loyal! I use whichever card gets me the most points/value in every situation. I have a lot to choose from!” — Angie S.
“I’m not loyal to just one. I have a AMEX Gold, CSP, AMEX Gold Delta and AMEX HH Ascend. I use which ever one gets me the most benefits/points. I havebut not points. I’m debating on adding that AMEX SPG to my wallet.” — Justin C.
Great idea, but we think you’re going to need a bigger wallet!